Cheaper holiday cover now!

If you’re hoping to cut holiday costs this coming year, then you’ve come to right place! We’ve compiled a list of travel insurance saving tips – and we think you’ll be surprised at how quick and painless these common sense cost-cuttings can be:

European Health Insurance Card (EHIC)

The EHIC is by no means a substitute for travel insurance, but it does offer excellent supplementary cover. If you’re visiting any EU country, or Norway, Iceland, Liechtenstein or Switzerland, an EHIC will cover many of your medical bills. Simply present your card whenever you need medical treatment within the EU and the costs will be covered by the UK government.

An EHIC is not the same as proper travel insurance, as it does not cover you for holiday cancellations, repatriation, baggage problems etc. Therefore comprehensive travel insurance is still a must, but you could afford to opt for a lower level of medical cover if you’re travelling within Europe.

Multi-trip or single-trip?

Some of you may be surprised to learn that the best deal is not always the multi-trip deal. In fact, single-trip insurance can now be picked up for a staggeringly low price. The savings you make here really depend on how often, and how far, you travel each year.

Basically, if you think you’ll make only one or two short-haul flights per year, then single-trip insurance could save you money. However, if you expect to make one short-haul and one long-haul, or more than 2 overseas trips in a year, then multi-trip insurance will provide the cheapest cover for you.

Don’t accept the first deal that comes along

One of the easiest ways to get a better travel insurance deal is to shop around. Sadly, most consumers discount this advice, and happily sign up for the travel insurance policy offered up conveniently to them as they pay for their holiday flights or holiday package. If you are one of these customers, then stop what you’re doing, you could be saving a bundle!

By taking a quick peek online to compare some policies, you’ll instantly see where the pitfalls lie in accepting so readily these travel agency/discount airline insurance deals. Basically you’ll often find a cheaper, and more comprehensive, policy elsewhere. You may really need your travel insurance in a holiday emergency, and you’ll curse yourself for not taking it more seriously at the time of booking your holiday. Always treat it as a separate financial product and make sure that the policy you choose is not only at the right price, but also offers you the amount of cover that you need.

Article Source: http://www.hobbyarticledirectory.com

1stoptravelinsurance.co.uk provides cheap annual travel insurance with cover to travel as many times as you like for up to 45 days at a time.

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